FundWise

ABOUT FUNDWISE

The advisor you wish you'd known earlier.

FundWise exists because too many Singapore business owners walk into the wrong bank, get rejected, and assume that's the end of the road.

It isn't. Singapore has 30+ active lenders with completely different risk appetites, product structures, and eligibility criteria. A DBS rejection doesn't mean you don't qualify for financing — it means DBS wasn't the right fit.

We started FundWise to fix that information gap. One honest team. No lender bias. No upfront fees. Clear process. Real conversations.

Our brokers & advisors

FundWise Advisory Team

Our team brings together experienced financing brokers and advisors with deep knowledge of Singapore's lending landscape — from government-assisted SME schemes to private credit structures most businesses never hear about.

Every product we recommend is one our team has placed with a real client. We only get paid when you get funded — so our interests are always fully aligned with yours.

Singapore's SME Loan Broker — What Our Team Brings

Lender relationships across 30+ institutions

We work with major banks, licensed moneylenders, P2P platforms, and private credit providers. We know who approves what — and who's competitive right now.

End-to-end application expertise

From eligibility assessment to document preparation and lender submission — our advisors have handled hundreds of SME and property financing applications across every industry.

Specialised across all financing types

SME loans, property financing, trade facilities, project financing, factoring, and private credit. Our team's breadth means one call covers everything — no referral to another firm.

THE NAME IS THE BRIEF

Why FundWise?

Because “fund” is only half the word.

The second half is “wise.” And that one syllable changes everything.

Wise means we don't spray your application across 10 banks and hope something sticks. It means we read your situation, understand your numbers, and identify the 2–4 lenders most likely to say yes to your specific profile — before a single form is submitted.

Wise means we'll tell you when the timing is wrong. When 90 days of stronger cash flow statements will get you a better rate than rushing in today. That's advice that costs us a short-term fee — and earns you a better outcome.

Wise means we earn 4–5% only when you get funded. Our advice is never shaped by a referral arrangement with the lender. There isn't one.

FundWise. Not just funded. Funded right.

What we stand for

Radical transparency

Our fee is on the homepage. The way we earn is explained on the homepage. You should never have to ask how much we charge or who we work for.

Match, not mass-apply

We don't shotgun applications to 10 lenders hoping one sticks. We identify 2–4 genuine matches and prepare strong applications for each. Quality over volume.

Success-aligned

We earn 4–5% of your approved loan, paid only on disbursement. We have no financial incentive to recommend a lender that's wrong for you — our business only works when yours does.

Start with a conversation.

No sales pitch. Just an honest look at your options.

Take the 3-minute quiz →